About 5Rivers
We are building lasting partnerships.
5Rivers targets small to mid-sized employers (20-200 employees) who have adopted self-funded health plans to gain greater control over their healthcare costs. We help businesses avoid the unpredictability of high claims, providing financial security and peace of mind.
At 5Rivers, we stay ahead of industry trends, share our expertise, and develop reliable solutions. Our commitment to protecting the financial well-being of our clients has allowed us to build strong, long-term relationships with business partners across the nation.
Tailored Solutions: We customize specific and aggregate stop-loss coverage to align with your financial goals.
Risk Management Expertise: With advanced analytics and underwriting, we offer optimized pricing and comprehensive protection.
Reinsurance Security: Our relationships with highly rated reinsurers provide stability and protection, ensuring we back your coverage with some of the industry’s strongest financial institutions.
5Rivers Advantages
You maintain control over your health benefits while we manage the unpredictable risks through stop-loss insurance. This ensures financial predictability and protection against large, unforeseen medical claims.
Our Specific and Aggregate Stop-Loss Insurance safeguards you at both individual and overall plan levels. This dual approach helps minimize financial risk effectively.
With self-funding, you pay for actual claims rather than high, fixed premiums. Paired with our stop-loss coverage, you get better control over costs while delivering quality benefits to employees.
We collaborate with trusted Third Party Administrators (TPAs) to streamline administrative and claims processes, ensuring responsive and efficient service for both you and your employees.
With 5Rivers Insurance Company as your partner, you can lower your healthcare costs, protect your financial stability, and provide your employees with valuable health coverage — all while having the assurance that large claims won’t derail your budget.
Strategic Partnerships for Enhanced Service
5Rivers Insurance Company is committed to delivering exceptional service and flexibility through strategic partnerships with Program Administrators and world-class TPAs (Third Party Administrators). These partnerships enhance our ability to offer customized, efficient, and highly responsive stop-loss solutions while streamlining administrative processes and claims handling.
